Legal Disclaimers & Disclosures

    Last Updated: January 2026

    Important Notice

    Please read these disclosures carefully before using our website or relying on any information provided. By using this website, you acknowledge that you have read, understood, and agree to these terms.

    Not Financial or Investment Advice

    Nothing on this website constitutes financial advice, investment advice, tax advice, legal advice, or any other form of professional advice. All content, including articles, rankings, evaluations, and reviews, is provided for educational and informational purposes only.

    Our evaluations and rankings represent our opinions based on our published methodology and publicly available information. They are NOT recommendations to buy, sell, or hold any financial product, security, precious metal, insurance product, or to use any particular service.

    You should always consult with qualified, licensed professionals (including financial advisors, tax professionals, attorneys, and insurance agents) before making any financial decisions. Past performance is not indicative of future results, and all investments carry risk, including potential loss of principal.

    Regulatory Status

    Wealth Defender HQ is NOT registered with:

    • The Securities and Exchange Commission (SEC)
    • The Financial Industry Regulatory Authority (FINRA)
    • The Commodity Futures Trading Commission (CFTC)
    • Any state securities regulatory authority
    • Any state insurance regulatory authority

    We are NOT a registered investment adviser, broker-dealer, commodity trading advisor, insurance agent, or financial planner.

    The information provided on this website does not constitute an offer to sell or a solicitation of an offer to buy any securities, precious metals, insurance products, or other financial instruments.

    Advertising & Compensation Disclosure

    Compensation Disclosure: Wealth Defender HQ may receive compensation from some of the companies featured on this website. This compensation may impact how and where companies appear on this site (including, for example, the order in which they appear).

    Types of compensation may include:

    • Referral fees or commissions when you click links or submit forms
    • Advertising payments for featured placements
    • Affiliate marketing compensation
    • Lead generation fees for connecting you with providers

    Editorial Independence: However, this compensation does NOT influence our evaluations, ratings, or reviews, which are based on objective research and our publicly disclosed methodology. We maintain strict editorial independence, and our methodology is applied consistently across all providers regardless of any business relationships.

    Affiliate Relationships: When you click on links to providers featured on our site and make a purchase or engage their services, we may receive a referral fee at no additional cost to you. These affiliate relationships help support our ability to provide free research and analysis to consumers.

    Lead Generation Disclosure

    When you submit information through forms on our website (such as requesting information about a provider or accessing research content), you understand and agree that:

    • Your information may be shared with one or more companies featured on our website
    • These companies may contact you by phone, email, text message, or other means regarding their products and services
    • By submitting the form, you provide express consent to receive such communications
    • We may receive compensation for sharing your information with these companies

    You may opt out of future communications by contacting the respective company directly or following unsubscribe instructions in any communications you receive.

    Content Accuracy & Reviews

    No Guarantees: We make no guarantees regarding the accuracy, completeness, timeliness, or reliability of the information provided on this website. Information may become outdated, and companies may change their products, services, pricing, or practices at any time without notice.

    Review Methodology: User review summaries and editorial assessments presented on this website are synthesized from publicly available feedback across platforms including Google, Trustpilot, and the Better Business Bureau. These are editorial summaries representing common themes, not direct quotes from individual reviews.

    Rankings: Our rankings reflect relative standing within each product category based on our methodology. A high ranking in one category should not be compared to rankings in other categories. Scores are calculated using our documented methodology and may change as new information becomes available.

    Investment Risk Warning

    All investments carry risk. You could lose some or all of your investment. Past performance is not a guarantee or predictor of future results.

    Precious metals, annuities, insurance products, and other financial products discussed on this website all have their own unique risks, benefits, and suitability considerations. What may be appropriate for one person may not be appropriate for another.

    Before making any investment or financial decision:

    • Consider your personal financial situation, goals, and risk tolerance
    • Consult with qualified financial, tax, and legal professionals
    • Read all product disclosures and prospectuses carefully
    • Understand all fees, costs, and potential risks involved
    • Never invest money you cannot afford to lose

    Related Legal Documents

    Questions?

    If you have questions about these disclosures or our practices, please contact us:

    Wealth Defender HQ
    Email: disclosures@wealthdefenderhq.com